Uninsured/Underinsured motorist coverage in the State of Rhode Island and The Commonwealth of Massachusetts is also in place to financially compensate medical injury from hit-and-run accidents. In both scenarios, the offending driver is held liable for their negligence and this does not go as an at-fault accident on your insurance. While uninsured/underinsured motorist coverage has grown in adoption through the years, there are unique, lesser-known instances where uninsured/underinsured motorist coverage applies and can protect you and your family.
One prime example of an ancillary benefit of uninsured/underinsured motorist coverage that is not widely known is when an individual that is operating or a passenger in the automobile, shoots a gun from that automobile and you or a relative member of your household are injured, and that individual leaves the scene and is unidentified in the drive-by shooting. You can file a claim against your uninsured/underinsured motorist automobile policy only in the State of Rhode Island. In the Commonwealth of Massachusetts if you are injured by a drive-by shooting you do not have a claim against your motor vehicle insurer. This is obviously not something that one considers when weighing their auto insurance provider options, but is, in fact, covered under uninsured/uninsured motorist coverage policies in the State of Rhode Island.
That is, if you or a household relative sustain an injury or fatalities and have uninsured/underinsured motorist bodily injury coverage because of a drive-by shooting, you are likely covered under your uninsured motorist coverage policy. Drivers in Rhode Island with uninsured/uninsured motorist coverage policies, especially in urban or higher-crime areas, should be sure to confirm with their auto insurance provider that they have uninsured/underinsured motorist coverage. Remember, in the State of Rhode Island, you have to reject uninsured/underinsured in writing. The Statute of Limitations for uninsured/underinsured motorist bodily injury coverage in the State of Rhode Island is 10 years. If you have questions, please call.
Have you or a loved one suffered injuries or damage because of a drive-by shooting in the State of Rhode Island? Attorney Wayne G. Resmini has helped individuals who have been injured by drive-by shooters and he will help you and your family members seek the financial and medical compensation to which you are entitled. A drive-by shooting is such a traumatic and unexpected occurrence that, in most cases, victims do not know where to turn for sound legal advice.
Attorney Resmini offers free consultations and only collects legal fees if he is successful on your behalf. To schedule a private consultation and discuss the specific details of your drive-by shooting case, please call, 1-888-777-PAIN, 1-888-RESMINI or fill out a consultation request.